THE 77BANK, LTD.
Annual Report 2018
PROFILE

The 77 Bank, Ltd., was founded in 1878 as Japanís 77th national bank. Headquartered in Sendaióthe capital of Miyagi Prefectureóthe Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japanís largest island.
We will work to strengthen our consulting capabilities to further enhance the degree of customer satisfaction and confidence in the Bank by offering the optimum solutions for customersí needs and issues. At the same time, we will work to establish a robust business foundation with the aim of achieving sustainable growth.
As of March 31, 2018, The 77 Bank had capital of •24.7 billion, 142 domestic branches and 2,822 employees.

Contents


THE 77 BANK, LTD. Annual Report 2018 All 5,812K
Consolidated Financial Highlights 1 141K
Message from the President 2 895K
Toward a Firmer Business Position 5 274K
Growing with the Region -Toward Reconstruction from the Great East Japan Earthquake- 9 180K
77 Bank Group 11 115K
Board of Directors and Audit & Supervisory Committee Members 12 514K
Organization 12 514K
Financial Section 497K
Consolidated Five-Year Summary 13 54K
Consolidated Performance for Fiscal 2018 14 46K
Consolidated Balance Sheets 15 54K
Consolidated Statement of Income 16 55K
Consolidated Statement of Comprehensive Income 16 55K
Consolidated Statements of Changes in Equity 17 56K
Consolidated Statements of Cash Flows 18 55K
Notes to Consolidated Financial Statements 19 161K
Independent Auditors' Report 37 1,290K
Capital Adequacy Ratios 38 43K
Non-Consolidated Balance Sheet 39 49K
Non-Consolidated Statement of Income 40 43K
Loan Portfolio 41 103K
Bank Data 43 218K