THE 77BANK, LTD.
Annual Report 2015
PROFILE

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Value-creating bank" that grows together with and is the most trusted by the region. As of March 31, 2015, The 77 Bank had capital of ¥24.7 billion, 141 domestic branches and 2,791 employees.

Contents


THE 77 BANK, LTD. Annual Report 2015 All 1,332K
Consolidated Financial Highlights 1 126K
Message from the President 2 168K
Toward a Firmer Business Position 5 223K
Growing with the Region -Toward Reconstruction from the Great East Japan Earthquake- 9 148K
77 Bank Group 11 128K
Board of Directors and Audit & Supervisory Board Members 12 140K
Organization 12 140K
Financial Section 485K
Consolidated Five-Year Summary 13 119K
Consolidated Performance for Fiscal 2015 14 110K
Consolidated Balance Sheets 15 120K
Consolidated Statement of Income 16 120K
Consolidated Statement of Comprehensive Income 16 120K
Consolidated Statements of Changes in Equity 17 122K
Consolidated Statements of Cash Flows 18 120K
Notes to Consolidated Financial Statements 19 311K
Independent Auditors' Report 37 166K
Capital Adequacy Ratios 38 110K
Non-Consolidated Balance Sheet 39 113K
Non-Consolidated Statement of Income 40 109K
Loan Portfolio 41 124K
Bank Data 43 228K