THE 77BANK, LTD.
Annual Report 2014
PROFILE

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2014, The 77 Bank had capital of ¥24.7 billion, 141 domestic branches and 2,777 employees.

Contents


THE 77 BANK, LTD. Annual Report 2014 All 1,639K
Consolidated Financial Highlights 1 116K
Message from the President 2 161K
Toward a Firmer Business Position 5 222K
Growing with the Region -Toward Reconstruction from the Great East Japan Earthquake- 9 140K
77 Bank Group 11 123K
Board of Directors and Audit & Supervisory Board Members 12 134K
Organization 12 134K
Financial Section 645K
Consolidated Five-Year Summary 13 119K
Consolidated Performance for Fiscal 2014 14 110K
Consolidated Balance Sheets 15 118K
Consolidated Statement of Income 16 118K
Consolidated Statement of Comprehensive Income 16 118K
Consolidated Statements of Changes in Equity 17 119K
Consolidated Statements of Cash Flows 18 118K
Notes to Consolidated Financial Statements 19 332K
Independent Auditors' Report 39 228K
Capital Adequacy Ratios 40 108K
Non-Consolidated Balance Sheet (Parent Company) 41 108K
Non-Consolidated Statement of Income (Parent Company) 42 107K
Loan Portfolio 43 121K
Bank Data 45 228K