THE 77BANK, LTD.
Annual Report 2013
PROFILE

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2013, The 77 Bank had capital of ¥24.7 billion, 141 domestic branches and 2,819 employees.

Contents


THE 77 BANK, LTD. Annual Report 2013 All 1,764K
Consolidated Financial Highlights 1 118K
Message from the President 2 164K
Toward a Firmer Business Position 5 223K
Growing with the Region -Toward Reconstruction from the Great East Japan Earthquake- 9 141K
77 Bank Group 11 125K
Board of Directors and Audit & Supervisory Board Members 12 135K
Organization 12 135K
Financial Section
Consolidated Five-Year Summary 13 120K
Consolidated Performance for Fiscal 2013 14 111K
Consolidated Balance Sheets 15 120K
Consolidated Statement of Income 16 120K
Consolidated Statement of Comprehensive Income 16 120K
Consolidated Statements of Changes in Equity 17 119K
Consolidated Statements of Cash Flows 18 120K
Notes to Consolidated Financial Statements 19 326K
Independent Auditors' Report 39 360K
Capital Adequacy Ratios 40 111K
Non-Consolidated Balance Sheet (Parent Company) 41 111K
Non-Consolidated Statement of Income (Parent Company) 42 110K
Loan Portfolio 43 124K
Bank Data 45 179K