THE 77BANK, LTD.
Annual Report 2011
PROFILE

The 77 Bank, Ltd., was founded in 1878 as Japan's 77th national bank.Headquartered in Sendai—the capital of Miyagi Prefecture—the Bank is the largest in the Tohoku region, with a branch network covering the northern part of Honshu, Japan's largest island. Based on its philosophy, The 77 Bank continues to strengthen its business foundation and enhance its management quality in order to be the "Best creative bank" that creates a new era together with the region. As of March 31, 2011, The 77 Bank had capital of ¥24.7 billion, 142 domestic branches and 2,904 employees.

Contents


THE 77 BANK, LTD. Annual Report 2011 All 1,579K
Consolidated Financial Highlights 1 108K
Message from the President 2 165K
The Great East Japan Earthquake and Measures Taken by the Bank 5 109K
Toward a Firmer Business Position 6 226K
Growing with the region 10 117K
77 Bank Group 11 121K
Board of Directors and Statutory Auditors 12 130K
Organization 12 130K
Financial Section
Consolidated Five-Year Summary 13 111K
Consolidated Performance for Fiscal 2011 14 101K
Consolidated Balance Sheets 15 110K
Consolidated Statements of Operations 16 110K
Consolidated Statement of Comprehensive Income 16 110K
Consolidated Statements of Changes in Equity 17 110K
Consolidated Statements of Cash Flows 18 110K
Notes to Consolidated Financial Statements 19 306K
Independent Auditors' Report 39 267K
Capital Adequacy Ratio 40 100K
Non-Consolidated Balance Sheets 41 101K
Non-Consolidated Statements of Income 42 1001K
Loan Portfolio 43 112K
Bank Data 44 209K